Welcome to Carolina Finance


Carolina Finance, LLC is an affiliate of Harvey Enterprises Inc, 100+ year old privately held company founded and based in North Carolina. Carolina Finance, LLC specializes in non-prime sales finance auto lending. We provide indirect auto lending through a network of franchise and independent auto dealerships. Our focus is to help customers establish or re-establish their credit while providing them the opportunity for reliable transportation. We aim to provide dealers quick and competitive callbacks in addition to quick contract funding through a local branch network. Our senior managers and Branch managers have well over 150 years of combined experience in both prime and non-prime auto lending business. We welcome all customers having loans with us and interested dealers to our website and hope you will find it helpful and informative.



The thing I like about Carolina Finance is the service that they give to me. It is above all others. When I need them I have no problem getting a quick call back from Mike or Steve. They are always looking for a way to put a deal together.  Nicole is a great funder and usually has my deals turned around for funding in one day.  I can finance any customer that walks through our door and meets your program requirements whether they have good credit or not. My buyers works with me to make deals h…
David Manning, General Manager AAC €œAssistive Automotive Center€ Durham, NC