Welcome to Carolina Finance


               Message to Our Customers

At Carolina Finance we value the health, peace of mind and success of our customers, team members and community above all else. We are monitoring the developments as they relate to the coronavirus (COVID-19) closely and are committed to take all advisable steps to protect and assist our customers and associates as the situation unfolds. We have empaneled a Pandemic Response Committee, comprised of our senior leadership, that will regularly meet and is prepared to implement any policy or procedure that will:

  A.)  Help prevent the spread of the virus in our workplaces and  community.

  B.)  Keep our customers and team informed about developments and best practices.

  C.)  Assist in dealing with any hardships that arise.


If you’re negatively affected by the coronavirus situation, we are here to help. Please contact us by calling your account representative. They are here to provide information about your account and available options to assist you.

For the latest information about the COVID-19, please visit CDC.gov or your local health department’s website.



Carolina Finance, LLC is an affiliate of Harvey Enterprises Inc, 100+ year old privately held company founded and based in North Carolina. Carolina Finance, LLC specializes in non-prime sales finance auto lending. We provide indirect auto lending through a network of franchise and independent auto dealerships. Our focus is to help customers establish or re-establish their credit while providing them the opportunity for reliable transportation. We aim to provide dealers quick and competitive callbacks in addition to quick contract funding through a local branch network. Our senior managers and Branch managers have well over 150 years of combined experience in both prime and non-prime auto lending business. We welcome all customers having loans with us and interested dealers to our website and hope you will find it helpful and informative.



Our dealership funds 7-10 contracts a month with Carolina Finance. Carolina Finance of Cary is an organization that is looking for a way to put a deal together and to fund that deal. The terms of their loans are fair to both the customer and the dealer and are far superior to the huge-fee type deals that some of their competitors offer. Carolina Finance is a lender you can trust and I view them as almost a business partner. I highly recommend the Cary office of Carolina Finance.
Steve Whisnant - Dunn Benson Ford Serving Dunn and Fayetteville, NC