We collect nonpublic personal information about you from the following sources:
• Information we receive from you on applications or other forms such as name, address, and social security number.
• Information about your transactions with us, our affiliates (companies in which we share common ownership or other interests) and others such as account balance, payment history, and parties to transactions.
• Information we receive from a consumer reporting agency, such as your credit history.
We do not disclose any non-public personal information about our customers or former customers to anyone, except as required by law.However, we may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. For example, we may disclose non-public personal information (such as your name and mailing address) about you to nonaffiliated third parties (companies unrelated to us) for the purpose of performing services for us and our affiliates, such as advertisement mailings to you.
When your account is closed or paid off or when you do not have any open accounts with us, we will adhere to the privacy policies and practices as described in this notice.
In addition, you should also know that we restrict access to your personal and account information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
Federal law gives you the right to limit some but not all marketing from an affiliate. Federal law also requires us to give you this notice to tell you about your choice to limit marketing from our affiliates. To “opt out” please contact us at the address or phone number below.
If you have already “opted out” previously, you need not reply again.
Carolina Finance, LLC.4280 Piedmont Parkway, Suite 110Greensboro, NC 27410